Terms of Use

What Diftiva does

Diftiva helps you compare planned and actual spending, record the difference, assign that difference to a goal, and mark an external transfer as completed based on your own confirmation.

What Diftiva does not do

Diftiva is not a bank, payment provider, custodian, money transmitter, broker, or financial adviser. It does not hold funds, connect to or read an external financial account, initiate or reverse a payment, or reconcile its records against your bank statement.

A calculated difference is a planning result. An allocation records your intended purpose for that difference. A transfer marked as completed is your self-reported status, not independent confirmation that money moved.

Your responsibilities

• Keep your account credentials secure and provide accurate information.
• Use Diftiva only for lawful purposes and only upload information you have the right to use.
• Check important amounts and transfer status against your actual financial-account records.
• Keep any primary records you need independently of Diftiva.

No professional advice

Diftiva provides organizational calculations and educational content, not financial, investment, tax, legal, or accounting advice. Consider qualified professional advice before making decisions that require it.

Service availability and changes

Features may be corrected, changed, suspended, or discontinued as the service develops. Diftiva cannot guarantee uninterrupted or error-free availability, so it should not be your only record of important information.

Privacy

The Privacy Notice explains how personal information and optional analytics are handled.

Contact

A public support email has not yet been configured. The support channel is being prepared; see the Contact page for the current status.