A plan-vs-actual saving tracker

See the difference. Give it a goal.

Enter what you planned to spend and what you actually spent. See the positive difference, then give it a purpose by allocating it to a goal.

Try the 10-second demo Sign in

This demo calculates in your browser session. Registration is currently closed, so your result is not saved.

Example — nothing is saved automatically

See the difference in seconds

10 sec

Difference kept 15.00 USD

This is a calculation only. It has not been allocated or transferred.

Your calculation stays on this page and is not added to an account.

See how Diftiva works Read the guides

A truthful saving loop

Keeping the calculation, your intention, and the real-world action separate makes progress trustworthy.

01
See the difference

Plan 50, spend 35, and Diftiva calculates a positive difference of 15.
To allocate
02
Allocate it to a goal

Give that 15 a purpose, such as a travel fund. This records your intention; it does not move money.
Allocated, to transfer
03
Confirm the real-world action

After moving the money in your bank or wallet, mark it here. Only then does goal progress increase.
Marked as transferred

A clear boundary

Diftiva does not hold money, connect to bank accounts, or make transfers. “Marked as transferred” is your confirmation, not bank verification.